Although we do not offer any static caravan insurance currently, we hope to do so in the future. The cost of insuring your static caravan varies with the level of cover you require. The cheapest quote can be for as little as £50 whilst other companies offer insurance that will replace your old model for new if it is damaged beyond economic repair.

Provided it is within your total sum assured, your insurers will provide funds for the cost of clearing the site and replacement. Your caravan is more likely to be insured on a New for Old policy if it is fairly new, some companies will extend the age if it is on a fixed site to 15 years or more, touring caravans will usually need to be less than 3 years old to qualify for this benefit.

As with all insurance, there is a vast difference between each company and the quotes offered. The best way to approach it is to decide what is most important for your situation bearing in mind the age of your van and the intended usage and how much you store in it when unused.

Shopping around really is the best way to cut premiums and ensure value for money. Your caravan may be situated in an area liable to flooding so you should check that your policy covers you for this, if flooding isn't a problem, check that your policy cover includes storm damage to awnings as some companies exclude this on a standard policy.

A standard static caravan policy will include most of the following;

• Cover for the cost of disconnection and reconnection to services if necessary to carry out any repairs to your caravan.
• Temporary accommodation costs (includes possible hire of alternative caravan) if yours is temporarily uninhabited.
• Cost of moving caravan to nearest repairer.
• Third party liability insurance.
• Contents and personal effects (jewellery and valuable items not usually included) includes; furniture, furnishings, bedding, fixtures.
• Fatal injury benefit.